No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF MN EIN 41-0984460 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan; Contract Administrator; Other fees Service code 12 | — | $925K |
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Direct payment from the plan; Contract Administrator; Claims processing; Accounting (including auditing) Service code 10 | — | $636K |
| HEALTHPARTNERS ADMINISTRATORS, INC. EIN 41-1629390 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $317K |
| EMPLOYEE 01 EMPLOYEE | Employee (plan) Service code 30 | 2002 LONDON RD RM 300 DULUTH, MN 55812 | $97K |
| EMPLOYEE 02 EMPLOYEE | Employee (plan) Service code 30 | 2002 LONDON RD RM 300 DULUTH, MN 55812 | $97K |
| UNITED ACTUARIAL SERVICES NONE | Actuarial; Direct payment from the plan Service code 11 | 11590 N MERIDIAN ST STE 610 CARMEL, IN 46032 | $96K |
| DELTA DENTAL OF MN EIN 41-1905554 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $94K |
| MCKENZIE ROTHWELL BARLOW & COUGHRAN EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $66K |
| MCCORMICK LAW OFFICE, PA EIN 41-1854245 NONE | Legal; Direct payment from the plan Service code 29 | — | $48K |
| PRIME THERAPEUTICS EIN 26-0076803 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $36K |
| UNION BANK & TRUST EIN 41-1267434 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $32K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $27K |
| FELHABER, LARSON, FENLON, & VOGT NONE | Legal; Direct payment from the plan Service code 29 | 220 S 6TH ST STE 2200 MINNEAPOLIS, MN 55402 | $20K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $15K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $15K |
| ST. CROIX PRESS, INC EIN 39-6115166 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $14K |
| ANDREW AND BRANSKY, PA EIN 41-1502219 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| LEE JOST & ASSOCIATES EIN 39-1401001 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 207 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,375 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 2,885 | $79K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 11,114 | $447K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF MN | 8,924 | $1.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 11,114 | $447K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.