| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PL. CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $8K | $2K | $10K | 9.93% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | 897 12TH STREET PO BOX 1116 HAMMONTON, NJ 08037 | RELIASTAR LIFE INSURANCE COMPANY | $2K | — | $2K | 2.02% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL-PREMIUM | PO BOX 955816 SAINT LOUIS, MO 63195 | METLIFE LEGAL PLANS | $2K | $84 | $2K | 11.31% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | NORTHERN TRUST BANK 75 REMITTANCE DR. STE 1446 CHICAGO, IL 60675 | METLIFE LEGAL PLANS | — | $283 | $283 | 1.49% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | METLIFE LEGAL PLANS | — | $38 | $38 | 0.20% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 5600 W. 83RD. STREET 8200 TOWER STE. 1100 MINNEAPOLIS, MN 55437 | METLIFE LEGAL PLANS | -$156 | — | -$156 | -0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 971 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 989 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHPARTNERS | 1,381 | $542K |
| Dental | HEALTHPARTNERS | 1,381 | $542K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED VISION CARE) | 972 | $71K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,245 | $201K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 972 | $228K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 972 | $199K |
| Other(4 contracts, 4 carriers) | HEALTHPARTNERS | 1,381 | $714K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.