See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBS, INC EIN 41-0984460 CLAIMS ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other commissions; Claims processing; Insurance brokerage commissions and fees; Contract Administrator; Float revenue; Insurance agents and brokers Service code 12 | PO BOX 64560 ST PAUL, MN 55164 | $442K |
| PRUDENTIAL INSURANCE COMPANY EIN 22-1211670 STD CLAIMS ADMINISTRATOR | Contract Administrator Service code 13 | PO POX 7639 PHILADELPHIA, PA 19176 | $35K |
| DELTA DENTAL EIN 41-1905554 CLAIMS ADMINISTRATOR | Contract Administrator Service code 13 | PO BOX 9304 MINNEAPOLIS, MN 55440 | $34K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,575 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,575 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 531 | $105K |
| Life insurance | MINNESOTA LIFE INSURANCE COMPANY | 1,250 | $346K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,224 | $268K |
| Stop-loss / reinsurancereinsurance | BCBS, INC. DBA BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 2,130 | $620K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.