| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WELLS FARGO INSURANCE SERVICES Filed as: WELLS FARGO INSURANCE SVCS USA INC | PO BOX 203383 DALLAS, TX 75320 | THE STANDARD | $9K | — | $9K | 11.37% |
| WELLS FARGO INSURANCE SERVICES Filed as: WELLS FARGO INSURANCE SVCS USA INC | PO BOX 203383 DALLAS, TX 75320 | THE STANDARD | $8K | — | $8K | 11.27% |
| WELLS FARGO INSURANCE SERVICES Filed as: WELLS FARGO INSURANCE SVCS USA INC | PO BOX 203383 DALLAS, TX 75320 | THE STANDARD | $5K | — | $5K | 17.67% |
| WADE JOHNSON | 400 HIGHWAY 169 S SUITE 600 MINNEAPOLIS, MN 55426 | SUN LIFE ASSURANCE COMPANY OF CANADA | $303 | — | $303 | 6.24% |
| WADE JOHNSON | 400 HIGHWAY 169 S SUITE 800 MINNEAPOLIS, MN 55426 | SUN LIFE COMPANY OF CANADA | $252 | — | $252 | 7.02% |
| WADE JOHNSON | 400 HIGHWAY 169 S SUITE 800 MINNEAPOLIS, MN 55426 | SUN LIFE ASSURANCE COMPANY OF CANADA | $275 | — | $275 | 12.72% |
| WADE JOHNSON | 400 HIGHWAY 169 S SUITE 800 MINNEAPOLIS, MN 55426 | COMPANION LIFE INSURANCE COMPANY | $13K | — | $13K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 429 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 429 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPANION LIFE INSURANCE COMPANY | 429 | $0 |
| Dental | COMPANION LIFE INSURANCE COMPANY | 429 | $0 |
| Life insurance(2 contracts, 2 carriers) | THE STANDARD | 272 | $80K |
| Short-term disability(2 contracts, 2 carriers) | THE STANDARD | 262 | $86K |
| Long-term disability(2 contracts, 2 carriers) | THE STANDARD | 272 | $32K |
| Prescription drug | COMPANION LIFE INSURANCE COMPANY | 429 | $0 |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 429 | $0 |
| Other(2 contracts, 2 carriers) | THE STANDARD | 272 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 429 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.