| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | DONN SCROGGINS 6160 GOLDEN HILLS DRIVE MINNEAPOLIS, MN 55416 | HEALTHPARTNERS INSURANCE COMPANY | — | $32K | $32K | 2.12% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | ERIK HINZ 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | HEALTHPARTNERS INSURANCE COMPANY | — | $12K | $12K | 0.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC (MN) | DONN SCROGGINS 6160 GOLDEN HILLS DRIVE MINNEAPOLIS, MN 55416 | HEALTHPARTNERS INSURANCE COMPANY | — | $6K | $6K | 5.96% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | ERIK HINZ 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | HEALTHPARTNERS INSURANCE COMPANY | — | $2K | $2K | 2.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 4.73% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 4.80% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 4.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHPARTNERS INSURANCE COMPANY | 164 | $1.5M |
| Dental | HEALTHPARTNERS INSURANCE COMPANY | 140 | $100K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 210 | $40K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 210 | $52K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 210 | $53K |
| Other(3 contracts, 2 carriers) | HEALTHPARTNERS INSURANCE COMPANY | 210 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.