| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | DBA AON HEWITT 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | $71K | $33K | $105K | 7.32% |
| AON CONSULTING INC3 | 39340 TREASURY CENTER COMMISSION REVENUE CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $38K | $5K | $43K | 5.67% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES, LLC. | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $68K | — | $68K | 9.78% |
| AON CONSULTING INC3 | DBA AON HEWITT 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | $24K | $11K | $35K | 7.32% |
| AON CONSULTING INC3 Filed as: AON | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES ('CIGNA') | $5K | — | $5K | 3.24% |
| AON CONSULTING INC3 | DBA AON HEWITT 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | $7K | $3K | $11K | 7.25% |
| BENEPLACE, INC.3 Filed as: BENEPLACE INC | P.O. BOX 203550 AUSTIN, TX 78720 | HYATT LEGAL PLANS | $9K | $4K | $13K | 13.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,842 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,546 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2,100 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,488 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 691 | $2.6M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES ('CIGNA') | 649 | $156K |
| Vision | EYEMED VISION CARE | 7,459 | $698K |
| Life insurance(3 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 5,905 | $2.0M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,856 | $764K |
| Other(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES ('CIGNA') | 6,216 | $378K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,459 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.