See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHPARTNERS INC. EIN 41-1629390 NONE | Insurance services; Contract Administrator; Direct payment from the plan Service code 13 | — | $3.0M |
| EXPRESS SCRIPTS MEDCO HEALTH SOLUT EIN 22-3461740 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $462K |
| HARTFORD LIFE & ACCIDENT EIN 06-0838648 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $422K |
| DELTA DENTAL OF MINNESOTA EIN 41-1905554 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $385K |
| EMPATHIA, INC. EIN 39-1567366 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $185K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,761 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,387 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,512 | $858K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 12,084 | $6.8M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 12,084 | $6.8M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 12,084 | $6.8M |
| Stop-loss / reinsurancereinsurance | HEALTHPARTNERS/GROUP HEALTH, INC. | 14,674 | $541K |
| Other | HARTFORD LIFE & ACCIDENT | 2,705 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,674 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.