No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUMANA HEALTH PLAN INC. EIN 61-1013183 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $139K |
| LEE JOST AND ASSOCIATES NONE | Consulting (general); Direct payment from the plan Service code 16 | 11270 W PARK PLACE, SUITE 950 MILWAUKEE, WI 53224 | $55K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. NONE | Other services; Direct payment from the plan Service code 49 | 3000 SOUTH LENOLA RD. MAPLE SHADE, NJ 08052 | $19K |
| BMO HARRIS FINANCIAL ADVISOR, INC. EIN 51-0275712 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $12K |
| FREYBERG HINKLE ET AL EIN 39-1531945 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $11K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 68 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 270 | $486K |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 270 | $486K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.