No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREVIANT LAW FIRM NONE | Legal; Direct payment from the plan Service code 29 | 310 W WISCONSIN AVE, SUITE 100 MILWAUKEE, WA 53203 | $100K |
| UMR, INC. EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $94K |
| MILWAUKEE ROOFERS UNION LOCAL NO 65 EIN 39-0477845 RELATED UNION | Other services; Direct payment from the plan Service code 49 | — | $75K |
| BENEVELLE CONSULTING CORPORATION NONE | Consulting (general); Direct payment from the plan Service code 16 | 3601 MINNESOTA DRIVE, SUITE 460 EDINA, MN 55435 | $62K |
| BRIDGEWAY BENEFIT TECHNOLOGIES NONE | Other services; Direct payment from the plan Service code 49 | 3000 SOUTH LENOLA RD. MAPLE SHADE, NJ 08052 | $29K |
| SIKICH LLP EIN 36-3168081 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $20K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $12K |
| MIDWEST INSTITUTIONAL TRUST COMPANY NONE | Investment management; Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 10700 W. RESEARCH DR., SUITE 205 MILWAUKEE, WI 53226 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 52 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 240 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE STOP LOSS-UNITED HEALTH | 199 | $614K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.