| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYES COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 532263286 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $37 | $3K | 3.39% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 554022105 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.04% |
| REMMEL & ASSOCIATES3 Filed as: REMMEL AND ASSOCIATES INC. | 5497 W WATERFORD LN SUITE B APPLETON, WI 54913 | ASSURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 21.10% |
| KEITH A KLIMA3 | 9130 W LOOMIS RD #800 FRANKLIN, WI 53132 | ASSURITY LIFE INSURANCE COMPANY | $184 | — | $184 | 0.71% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF WISCONSIN, LLC | DBA HAYS COMPANIE 1200 N. MAYFAIR RD, SUITE 100 MILWAUKEE, WI 53226 | NGL | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 212 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 288 | $97K |
| Vision | NGL | 314 | $13K |
| Short-term disability | ASSURITY LIFE INSURANCE COMPANY | 34 | $26K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF WISCONSIN | 344 | $210K |
| Other | ERC, INC | 581 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 581 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.