| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VIZANCE, INC.3 | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.93% |
| ANSAY & ASSOCIATES LLC3 | 101 E GRAND AVENUE SUITE 11 PORT WASHINGTON, WI 53074 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $680 | $0 | $680 | 1.92% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | P.O. BOX 11267 MILWAUKEE, WI 53211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $337 | $0 | $337 | 0.95% |
| VIZANCE, INC.3 | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.65% |
| ANSAY & ASSOCIATES LLC3 | 101 E. GRAND AVENUE SUITE 11 PORT WASHINGTON, WI 53074 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.66% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | P.O. BOX 11267 MILWAUKEE, WI 53211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $913 | $0 | $913 | 2.69% |
| VIZANCE, INC.3 | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.43% |
| ANSAY & ASSOCIATES LLC3 | 101 E. GRAND AVENUE SUITE 11 PORT WASHINGTON, WI 53074 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.41% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | P.O. BOX 11267 MILWAUKEE, WI 53211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $547 | $0 | $547 | 1.71% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | P.O. BOX 11267 MILWAUKEE, WI 53211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 14.36% |
| ANSAY & ASSOCIATES LLC3 | 101 E. GRAND AVENUE SUITE 11 PORT WASHINGTON, WI 53074 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $973 | $0 | $973 | 5.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | P.O. BOX 11267 MILWAUKEE, WI 53211 | WYSSTA INSURANCE COMPANY INC. | $788 | $0 | $788 | 5.72% |
| ANSAY & ASSOCIATES LLC3 | 101 E. GRAND AVENUE SUITE 11 PORT WASHINGTON, WI 53074 | WYSSTA INSURANCE COMPANY INC. | $394 | $0 | $394 | 2.86% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | P.O. BOX 11267 MILWAUKEE, WI 53211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 14.85% |
| ANSAY & ASSOCIATES LLC3 | 101 E. GRAND AVENUE SUITE 11 PORT WASHINGTON, WI 53074 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $404 | $0 | $404 | 5.14% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 THIRD-PARTY ADMIN (TPA) | Contract Administrator Service code 13 | P.O. BOX 828 STEVENS POINT, WI 54481 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | WYSSTA INSURANCE COMPANY INC. | 111 | $14K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 219 | $35K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 215 | $32K |
| Other(4 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 219 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.