| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | DBA AVID RISK SOLUTIONS MIDDLETON, WI 53562 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | $2K | $18K | 10.27% |
| KATIE AUSTIN SELZ3 | 4373 BENT GRASS CT WINDSOR, WI 53598 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $1K | $8K | 4.42% |
| GERALD A GREENEN3 | 472 ROUTE 47 STE F-102 SUGAR GROVE, IL 60554 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $2K | $8K | 4.38% |
| MATTHEW C HARSH3 | 1523 HAVERHILL DRIVE WHEATON, IL 60189 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $630 | $7K | 3.72% |
| VALUE ADDED SOLUTIONS3 | 1161 HERITAGE CT. SUN PRAIRIE, WI 53590 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3K | $5K | 2.99% |
| DANIEL SELZ3 | 4373 BENT GRASS CT WINDSOR, WI 53598 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 1.99% |
| JODY ANN WALL3 | 1334 ROCKRIDGE RD APT 331 WAUKESHA, WI 53188 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $13 | $2K | 1.29% |
| ERICK TAVAREZ3 | 212 SPRINGVIEW DRIVE MARSHALL, WI 53559 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $910 | $867 | $2K | 1.00% |
| MARY R ROEMER3 | N16W26577 WILD OATS DRIVE UNIT E PEWAUKEE, WI 53072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $93 | $2K | 0.89% |
| WENDY L SENN3 | 1225 DAISY DRIVE WEST BEND, WI 53090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $803 | $62 | $865 | 0.49% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAR, FL 34677 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $480 | $146 | $626 | 0.35% |
| JOESPH PATRICK HOFFMAN3 | 601 N THORNBUSH CIRCLE HARTLAND, WI 53029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $148 | $187 | 0.11% |
| JAMES CALLAHAN3 | 312 MONTEREY DRIVE BOLINGBROOK, IL 60440 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $143 | — | $143 | 0.08% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH ELIZABETH MAXWELL | 1023 GRANADA ST CLEARWATER, FL 33755 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.02% |
| MARK HOLZINGER3 | 118 E HAMILTON AVENUE EAU CLAIRE, WI 54701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.02% |
| DANIELS SOLUTIONS LLC3 | 13650 W HILLSBOROUGH AVE TAMPA, FL 33635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $20 | $34 | 0.02% |
| OWENS EMPLOYEE BENEFITS OF FLORIDA3 | 13650 FIDDLESTICKS BLVD FORT MYERS, FL 33912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| BARBARA ANN SAXTON3 | 18990 S TAMIAMI TRAIL STE 4 FORT MYERS, FL 33908 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| WENDY MARTINEZ3 | 3416 N LOWELL AVE CHICAGO, IL 60641 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 283 | $177K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 283 | $177K |
| Long-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 283 | $177K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 283 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.