| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LLC | 55 E JACKSON CHICAGO, IL 60604 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 12.44% |
| AVERGENT LLC3 | 1201 ENTERPRISE DRIVE DE PERE, WI 54115 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $458 | — | $458 | 2.54% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $995 | $119 | $1K | 9.35% |
| AVERGENT LLC3 | 1201 ENTERPRISE DRIVE DE PERE, WI 54115 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $196 | — | $196 | 1.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LLC | 55 E JACKSON CHICAGO, IL 60604 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 9.19% |
| AVERGENT LLC3 | 1201 ENTERPRISE DRIVE DE PERE, WI 54115 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $206 | — | $206 | 1.81% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LLC | 55 E JACKSON CHICAGO, IL 60604 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $903 | — | $903 | 8.31% |
| AVERGENT LLC3 | 1201 ENTERPRISE DRIVE DE PERE, WI 54115 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $184 | — | $184 | 1.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LLC | 55 E JACKSON CHICAGO, IL 60604 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 12.50% |
| AVERGENT LLC3 | 1201 ENTERPRISE DRIVE DE PERE, WI 54115 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $235 | — | $235 | 2.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LLC | 55 E JACKSON CHICAGO, IL 60604 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 12.47% |
| AVERGENT LLC3 | 1201 ENTERPRISE DRIVE DE PERE, WI 54115 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $207 | — | $207 | 2.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 110 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 108 | $22K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 27 | $12K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 108 | $18K |
| Other(5 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 108 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.