| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD, 12TH FLOOR CHICAGO, IL 606044466 | HUMANA INSURANCE COMPANY | $25K | $258 | $25K | 1.85% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | PO BOX 11267 MILWAUKEE, WI 532110267 | HUMANA INSURANCE COMPANY | $17K | $164 | $17K | 1.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD, 12TH FLOOR CHICAGO, IL 606044466 | HUMANA DENTAL INSURANCE COMPANY | $3K | — | $3K | 6.04% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLLC | PO BOX 11267 MILWAUKEE, WI 532110267 | HUMANA DENTAL INSURANCE COMPANY | $2K | $711 | $3K | 5.41% |
| JAMES W HAMBY3 Filed as: JAMES HAMBY | 503 FORREST PARK CT HUNTSVILLE, AL 358061810 | KANAWHA INSURANCE COMPANY | $734 | — | $734 | 4.79% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | PO BOX 11267 MILWAUKEE, WI 532110267 | KANAWHA INSURANCE COMPANY | $360 | — | $360 | 2.35% |
| HUMANA MARKETPOINT INC3 | 500 W MAIN NCT 28 LOUISVILLE, KY 402022946 | KANAWHA INSURANCE COMPANY | $105 | — | $105 | 0.68% |
| MIDWEST SELECT INSURANCE GROUP LLC3 | PO BOX 207 MOSINEE, WI 544550207 | KANAWHA INSURANCE COMPANY | $18 | — | $18 | 0.12% |
| ERIC SERRANO3 | 2212 OMRO RD OSHKOSH, WI 649047710 | KANAWHA INSURANCE COMPANY | $4 | — | $4 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 98 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 98 | $1.4M |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 98 | $49K |
| Vision | HUMANA INSURANCE COMPANY | 98 | $1.4M |
| Life insurance | KANAWHA INSURANCE COMPANY | 0 | $15K |
| Other | KANAWHA INSURANCE COMPANY | 0 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 98 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.