| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 MADISON, WI 53708 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $51K | — | $51K | 2.28% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 MADISON, WI 53708 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $13K | — | $13K | 3.28% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 MADISON, WI 53708 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $3K | — | $3K | 1.78% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | DELTA DENTAL OF WISCONSIN | $18K | — | $18K | 11.09% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 537131424 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $24 | $11K | 12.14% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | STANDARD INSURANCE COMPANY | $3K | $1K | $4K | 9.85% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | — | $85 | $85 | 0.23% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | WYSSTA INSURANCE COMPANY INC | $3K | — | $3K | 8.09% |
| JENNON CARUTH3 | 7825 WASHINGTON AVE S STE 710 MINNEAPOLIS, MN 554392440 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 21.94% |
| M3 INS SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 537131424 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $24 | $1K | 4.58% |
| JENNON CARUTH3 | 7825 WASHINGTON AVE S STE 710 MINNEAPOLIS, MN 554392440 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 22.49% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 537131424 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $24 | $1K | 4.69% |
| JENNON CARUTH3 | 7825 WASHINGTON AVE S STE 710 MINNEAPOLIS, MN 554392440 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 22.70% |
| M3 INS SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 537131424 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $24 | $1K | 4.75% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | STANDARD INSURANCE COMPANY | $3K | $585 | $3K | 16.48% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | — | $41 | $41 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 344 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 347 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 416 | $2.8M |
| Dental | DELTA DENTAL OF WISCONSIN | 224 | $159K |
| Vision | WYSSTA INSURANCE COMPANY INC | 213 | $33K |
| Life insurance | STANDARD INSURANCE COMPANY | 343 | $38K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 436 | $88K |
| Long-term disability | STANDARD INSURANCE COMPANY | 343 | $21K |
| Other(3 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 343 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 436 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.