| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | SECURITY HEALTH PLAN OF WISCONSIN INC | $24K | — | $24K | 1.54% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | SECURITY HEALTH PLAN OF WISCONSIN INC | $14K | — | $14K | 2.30% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET MINNEAPOLIS, MN 55402 | SECURITY HEALTH PLAN | $5K | — | $5K | 2.94% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 S MAYFAIR RD STE 100 MILWAUKEE, WA 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $1K | $15K | 13.10% |
| WMC SERVICE CORPORATION5 | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.93% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | SECURITY HEALTH PLAN OF WISCONSIN INC | $3K | — | $3K | 2.85% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET MINNEAPOLIS, MN 55402 | SECURITY HEALTH PLAN | $5K | — | $5K | 4.57% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 S MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | DELTA DENTAL OF WISCONSIN | $2K | — | $2K | 5.91% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 S MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | WYSSTA INSURANCE COMPANY INC | $2K | — | $2K | 10.18% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET MINNEAPOLIS, MN 55402 | SECURITY HEALTH PLAN OF WISCONSIN INC | $2K | — | $2K | 68.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | SECURITY HEALTH PLAN OF WISCONSIN INC | 178 | $2.6M |
| Dental | DELTA DENTAL OF WISCONSIN | 92 | $41K |
| Vision | WYSSTA INSURANCE COMPANY INC | 144 | $17K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 625 | $117K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 625 | $117K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 625 | $117K |
| Prescription drug(6 contracts, 2 carriers) | SECURITY HEALTH PLAN OF WISCONSIN INC | 178 | $2.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 625 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 625 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.