| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $11K | $11K | $22K | 3.78% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | CARE-PLUS DENTAL PLANS, INC. | $11K | — | $11K | 5.00% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $1K | $2K | $3K | 4.30% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $294 | $395 | $689 | 4.32% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL LLC | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | HUMANADENTAL INSURANCE COMPANY | $473 | — | $473 | 3.75% |
| USI INSURANCE SERVICES LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | HUMANADENTAL INSURANCE COMPANY | $221 | — | $221 | 1.75% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 100 N CORPORATE DR STE 100 BROOKFIELD, WI 53045 | HUMANADENTAL INSURANCE COMPANY | $0 | $101 | $101 | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 618 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 631 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | CARE-PLUS DENTAL PLANS, INC. | 608 | $243K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 701 | $79K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 486 | $585K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 108 | $16K |
| Other | ERC, INC. | 621 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 701 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.