| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 332 WEST SUPERIOR ST SUITE 700 DULUTH, MN 55802 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $16K | $0 | $16K | 2.34% |
| MAGGY SUE LOKKEN3 | E6275 COUNTY ROAD V ELEVA, WI 54738 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 5.94% |
| VALUE ADDED SOLUTIONS3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $265 | $348 | $613 | 1.69% |
| BARBARA KUHN3 | W5378 BIENECK RD. NEILLSVILLE, WI 54456 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $315 | $290 | $605 | 1.66% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAR, FL 34677 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $313 | $20 | $333 | 0.92% |
| JODY ANN WALL3 | 1334 ROCKRIDGE RD WAUKESHA, WI 53188 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $238 | $6 | $244 | 0.67% |
| GERALD A GREENEN3 Filed as: GERALD GREENEN | 472 ROUTE 47 STE F-102 SUGAR GROVE, IL 60554 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $87 | $50 | $137 | 0.38% |
| MARY K RADTKE3 | 1118 VALLEY STREAM DRIVE MADISON, WI 53711 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $35 | $0 | $35 | 0.10% |
| MARY R ROEMER3 | N16W26577 WILD OATS DRIVE PEWAUKEE, WI 53072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $5 | $18 | 0.05% |
| ERIN KLINK3 | N3186 JEFFERSON RD. RUBICON, WI 53078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $1 | $8 | 0.02% |
| COMMUNICATION GUILD LLC3 | 154 N PARK BLVD GLEN ELLYN, IL 60137 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $6 | $8 | 0.02% |
| ERICK TAVAREZ3 | 212 SPRINGVIEW DR. MARSHALL, WI 53559 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 531510925 | HUMANA DENTAL INSURANCE COMPANY | $3K | $0 | $3K | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 76 | $663K |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 60 | $35K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 60 | $35K |
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 118 | $36K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 118 | $36K |
| Prescription drug | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 76 | $663K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 118 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.