| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SPECTRUM BENEFIT SOLUTIONS3 | 425 S ADAMS STREET, SUITE 102 GREEN BAY, WI 54301 | HCC LIFE INSURANCE COMPANY | $15K | $12K | $27K | 10.71% |
| AUXIANT5 | 2450 RIMROCK ROAD MADISON, WI 53713 | HCC LIFE INSURANCE COMPANY | $7K | — | $7K | 3.00% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES | 318 S WASHINGTON ST GREEN BAY, WI 54301 | HCC LIFE INSURANCE COMPANY | $4K | $3K | $7K | 2.65% |
| SPECTRUM BNFT SLTN FOX VALLEY3 | 425 S ADAMS STREET, SUITE 102 GREEN BAY, WI 54301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.89% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES | 555 MAIN STREET SUITE 291 RACINE, WI 53403 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $363 | — | $363 | 0.66% |
| SPECTRUM BNFT SLTN FOX VALLEY3 | 425 S ADAMS STREET, SUITE 102 GREEN BAY, WI 54301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.19% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES | 555 MAIN STREET SUITE 291 RACINE, WI 53403 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $708 | — | $708 | 2.89% |
| CAMERON SUTTON ROBERTS3 | N9404 ROSELLA DRIVE APPLETON, WI 54915 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $4K | 14.88% |
| RODNEY JAMES SONNENBERG3 | 432 AMORY ST FOND DU LAC, WI 54935 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $485 | $2K | 8.93% |
| MAYNARD IRVIN HEBERT II3 | 439 ELLIS STREET FOND DU LAC, WI 54935 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $632 | $26 | $658 | 2.79% |
| ADAM J ZAHN3 | 507 MAPLE RIDGE CT BLACK CREEK, WI 54106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $324 | $39 | $363 | 1.54% |
| AMY LYNN BRISKI3 | 1037 HARVEST TRAIL APPLETON, WI 54913 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $159 | $7 | $166 | 0.70% |
| AARON R. RANKINEN3 Filed as: AARON RANKINEN | W 5008 GOLF COURSE ROAD SHERWOOD, WI 54169 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.15% |
| SPECTRUM BNFT SLTN FOX VALLEY3 | 425 S ADAMS STREET, SUITE 102 GREEN BAY, WI 54301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 8.63% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES | 555 MAIN STREET SUITE 291 RACINE, WI 54303 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $332 | — | $332 | 2.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 128 | $250K |
| Dental | HCC LIFE INSURANCE COMPANY | 128 | $250K |
| Vision | HCC LIFE INSURANCE COMPANY | 128 | $250K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 162 | $37K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 162 | $78K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 162 | $48K |
| Prescription drug | HCC LIFE INSURANCE COMPANY | 128 | $250K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 128 | $250K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 162 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.