See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS ADMINISTRATION | Claims processing Service code 12 | 115 WAUSAU AVE WAUSAU, WI 54401 | $1.5M |
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 CLAIMS ADMINISTRATION | Other services; Float revenue; Contract Administrator; Named fiduciary; Participant communication; Direct payment from the plan; Claims processing; Non-monetary compensation Service code 12 | 525 WEST MONROE STREET SUITE 300 CHICAGO, IL 60661 | $194K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Consulting (general) Service code 16 | 15800 BLUEMOUND ROAD SUITE 100 BROOKFIELD, WI 53005 | $48K |
| THE BENEFITS SERVICES GROUP EIN 39-1593551 NONE | Consulting (general) Service code 16 | N25W23050 PAUL ROAD PEWAUKEE, WI 53072 | $16K |
| DIGITAL INSURANCE, LLC EIN 58-2522668 NONE | Consulting (general) Service code 16 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,028 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,028 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTH CARE INSURANCE COMPANY | 3,067 | $495K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 5,028 | $407K |
| Stop-loss / reinsurancereinsurance | SUNLIFE ASSURANCE COMPANY OF CANADA | 3,774 | $1.4M |
| Other | ACE AMERICAN INSURANCE COMPANY | 4,030 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,028 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.