| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN STUART WOERFEL3 | 301 N BROADWAY STE 201 DE PERE, WI 54115 | NORTHWESTERN MUTUAL | $2K | $621 | $3K | 7.32% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVENUE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $2K | $414 | $2K | 4.88% |
| DI MEGLIO FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $328 | $39 | $367 | 0.87% |
| DANIEL ROBERT ZAK3 | 301 N BROADWAY STE 201 DE PERE, WI 54115 | NORTHWESTERN MUTUAL | $246 | $88 | $334 | 0.79% |
| FLEISNER GROUP LLC3 | 4620 N BALLARD RD APPLETON, WI 54913 | NORTHWESTERN MUTUAL | $246 | $30 | $276 | 0.66% |
| JOHN STUART WOERFEL3 | 301 N BROADWAY STE 201 DE PERE, WI 54115 | NORTHWESTERN MUTUAL | $2K | $391 | $2K | 4.89% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVENUE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $261 | $1K | 3.27% |
| DI MEGLIO FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $207 | $25 | $232 | 0.58% |
| DANIEL ROBERT ZAK3 | 301 N BROADWAY STE 201 DE PERE, WI 54115 | NORTHWESTERN MUTUAL | $155 | $56 | $211 | 0.53% |
| FLEISNER GROUP LLC3 | 4620 N BALLARD RD APPLETON, WI 54913 | NORTHWESTERN MUTUAL | $155 | $19 | $174 | 0.44% |
| JOHN STUART WOERFEL3 | 301 N BROADWAY STE 201 DE PERE, WI 54115 | NORTHWESTERN MUTUAL | $1K | $578 | $2K | 6.15% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVENUE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $906 | $228 | $1K | 3.60% |
| DI MEGLIO FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $181 | $22 | $203 | 0.65% |
| DANIEL ROBERT ZAK3 | 301 N BROADWAY STE 201 DE PERE, WI 54115 | NORTHWESTERN MUTUAL | $136 | $49 | $185 | 0.59% |
| FLEISNER GROUP LLC3 | 4620 N BALLARD RD APPLETON, WI 54913 | NORTHWESTERN MUTUAL | $136 | $16 | $152 | 0.48% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | STANDARD INSURANCE COMPANY | $4K | $596 | $5K | 20.17% |
| BENEFIT TECHNOLOGY RESOURCES3 Filed as: BENEFIT TECHNOLOGY RESOURCES, LLC | 6230 FAIRVIEW ROAD STE 210 CHARLOTTE, NC 28210 | STANDARD INSURANCE COMPANY | — | $811 | $811 | 3.24% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | — | $40 | $40 | 0.16% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | HUMANA INSURANCE COMPANY | $809 | — | $809 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HUMANA INSURANCE COMPANY | 78 | $8K |
| Life insurance | NORTHWESTERN MUTUAL | 128 | $31K |
| Short-term disability | NORTHWESTERN MUTUAL | 127 | $40K |
| Long-term disability | NORTHWESTERN MUTUAL | 128 | $42K |
| Other(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 147 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.