| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 111 N WASHINGTON ST. SUITE 300 GREEN BAY, WI 54301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $134K | — | $134K | 8.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC - GREEN BAY | C/O NORTHERN TRUST BANK 75 REMITTANCE DRIVE, DEPT. 1446 CHICAGO, IL 606751446 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $20K | $20K | 1.34% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 123 N. WACKER DRIVE CHARLOTTE, NC 28290 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $93K | $13K | $106K | 8.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIASTAR | $228K | $15K | $243K | 59.80% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 75 REMITTANCE DR. SUITE 1446 CHICAGO, IL 60675 | AETNA EMPLOYEE ASSISTANCE PROGRAM | $4K | — | $4K | 6.00% |
| AON CONSULTING INC3 | 123 N. WACKER DRIVE SUITE 1100 CHICAGO, IL 60606 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.82% |
| DAVID A PEARRE3 Filed as: DAVID A PEARRE II | 101 WAUKEGAN ROAD SUITE 990 LAKE BLUFF, IL 60044 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $254 | — | $254 | 0.68% |
| PETER H HOOPIS3 | 300 S. WACKER DRIVE SUITE 2000 CHICAGO, IL 60606 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $131 | $131 | 0.35% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF WISCONSIN LLC | 1200 N. MAYFAIR ROAD SUITE 100 MILWAUKEE, WI 53226 | ACE AMERICAN INSURANCE COMPANY | $6K | — | $6K | 25.83% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $1.4M |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 THIRD PARTY ADMINISTRATO | Contract Administrator Service code 13 | — | $120K |
| PAY FLEX EIN 91-1774434 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $97K |
| SUPERIOR VISION PLAN EIN 39-1736329 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $43K |
| AON RISK SERVICES INC. EIN 36-4279204 BROKER | Custodial (securities) Service code 19 | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 30,000 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 30,000 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,404 | $1.2M |
| Short-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 30,000 | $1.3M |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,404 | $1.3M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,056 | $1.5M |
| Other(3 contracts, 3 carriers) | RELIASTAR | 30,000 | $498K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,000 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.