| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $60K | — | $60K | 7.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $24K | $24K | 2.74% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $28K | — | $28K | 3.50% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES, LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $15K | $15K | 1.86% |
| ISG ADVISORS LLC3 Filed as: ISG ADVISORS, LLC | 708 HEARTLAND TRAIL, SUITE 1000 MADISON, WI 53717 | NGL | $19K | — | $19K | 4.52% |
| PAUL L LAROCHE3 Filed as: PAUL L. LAROCHE, NATL BENEFIT PTNRS | 35 BELA BROOK LANE CONCORD, NH 03301 | NGL | $2K | — | $2K | 0.50% |
| FRANK P DOHERTY3 Filed as: FRANK DOHERTY, NATL BENEFIT PTNRS | 409 ROCK CREEK CIRCLE BERWIN, PA 19312 | NGL | $2K | — | $2K | 0.50% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO. | DBA ISG ADVISORS 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | NGL | $2K | — | $2K | 0.44% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | SUN LIFE ASSURANCE COMPANY OF CANADA | $30K | $5K | $36K | 12.34% |
| COVERYS INS SVCS INC3 | 3100 WEST RD BLDG 1 STE 200 EAST LANSING, MI 48823 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 7.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 3.04% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO | 4200 UNIVERSITY #200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 2.60% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO | 4200 UNIVERSITY #200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 2.84% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 8.08% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.54% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.69% |
| ANSAY & ASSOCIATES LLC3 | 888 STATE HWY 153, STE. 200 MOSINEE, WI 54455 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 15.00% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 MADISON, WI 537088950 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 16.18% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.50% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 2.86% |
| COVERYS INS SVCS INC3 Filed as: COVERYS INSURANCE SERVICES INC | BLDG 1 #200 EAST LANSING, MI 48823 | AMERICAN FIDELITY ASSURANCE COMPANY | $623 | — | $623 | 2.33% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $553 | — | $553 | 2.07% |
| MICHIGAN ASSOCIATION OF COUNTIES3 | 935 N WASHINGTON AVENUE LANSING, MI 48906 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $330 | $330 | 1.24% |
| TGG3 Filed as: TGG (GROTENHUIS) | 588 3 MILE RD NW STE 101 GRAND RAPIDS, MI 49544 | AMERICAN FIDELITY ASSURANCE COMPANY | $167 | — | $167 | 0.63% |
| NORTHERN UNDERWRITERS INC3 | 300 S FRONT ST MARQUETTE, MI 49855 | AMERICAN FIDELITY ASSURANCE COMPANY | $95 | — | $95 | 0.36% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | AMERICAN FIDELITY ASSURANCE COMPANY | $32 | — | $32 | 0.12% |
| COVERYS INS SVCS INC3 | 3100 WEST RD BLDG 1 STE 200 EAST LANSING, MI 48823 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 MADISON, WI 537088950 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $442 | $317 | $759 | 8.59% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO | 4200 UNIVERSITY #200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $678 | — | $678 | 15.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $116 | $116 | 2.57% |
| JEANETTE R HUDEPOHL3 | 309 HAMILTON STREET, SUITE F GENEVA, IL 60134 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $518 | — | $518 | 15.00% |
| CHUBB INSURANCE SOLUTIONS AGENCY3 Filed as: CHUBB AND SON/H.O. | — | FEDERAL INSURANCE COMPANY | $221 | — | $221 | 14.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 47 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NGL | 5,860 | $428K |
| Life insurance(8 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 5,883 | $1.5M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 467 | $289K |
| Long-term disability(8 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,925 | $1.4M |
| Other(14 contracts, 7 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,314 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.