| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICE | 318 S WASHINGTON ST, STE 200 GREEN BAY, WI 54301 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 10.00% |
| JOE HASLING3 | 225 S. 6TH ST., STE. 2900 MINNEAPOLIS, MN 55402 | NORTHWESTERN MUTUAL | $432 | $120 | $552 | 9.59% |
| BRYAN KARL JOHNSON3 | 8530 EAGLE POINT BLVD., STE. 200 LAKE ELMO, MN 55042 | NORTHWESTERN MUTUAL | $216 | $56 | $272 | 4.73% |
| DANIEL J. HOENE3 Filed as: DANIEL J HOENE | 225 S. 6TH ST., STE. 2900 MINNEAPOLIS, MN 55402 | NORTHWESTERN MUTUAL | $216 | $54 | $270 | 4.69% |
| COLUMNS RESOURCE GROUP3 | 225 S. 6TH ST., STE. 2900 MINNEAPOLIS, MN 55402 | NORTHWESTERN MUTUAL | $172 | $26 | $198 | 3.44% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICE | 318 S WASHINGTON ST, STE 200 GREEN BAY, WI 54301 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $260 | — | $260 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 253 | $12K |
| Long-term disability | NORTHWESTERN MUTUAL | 17 | $6K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 253 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.