| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF WISCONSIN, INC. | 400 N EXECUTIVE DR STE 300 BROOKFIELD, WI 53005 | SECURITY HEALTH PLAN OF WISCONSIN, INC. | $31K | — | $31K | 1.15% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 111 N WASHINGTON ST STE 300 GREEN BAY, WI 54305 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $2K | — | $2K | 3.91% |
| AON CONSULTING INC3 | PO BOX 23004 GREEN BAY, WI 543053004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 273 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 275 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 461 | $2.7M |
| Dental | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | 271 | $150K |
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 266 | $45K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 159 | $29K |
| Prescription drug | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 461 | $2.7M |
| Other | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 266 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 461 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.