| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON, RYAN AND ASSOCIATES | 330 EAST KILBOURN AVENUE, SUITE 650 MILWAUKEE, WI 53202 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 5.41% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE ROAD, SUITE 202 WAUSKESHA, WI 53188 | UNITEDHEALTHCARE INSURANCE COMPANY | $778 | $0 | $778 | 1.64% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON, RYAN AND ASSOCIATES INC. | 330 EAST KILBOURN AVENUE, SUITE 650 MILWAUKEE, WI 53202 | STANDARD INSURANCE COMPANY | $2K | $802 | $3K | 7.43% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 EAST JACKSON BOULEVARD SUITE 14A CHICAGO, IL 60604 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 4.53% |
| JOSEPH P CALARCO3 Filed as: JOSEPH R. JURGENSMIER | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.48% |
| ADVANTAGE GROUP GA LLC | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.15% |
| MICHAEL D. HELLER3 | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $675 | $0 | $675 | 1.84% |
| ADVANTAGE GROUP GA LLC3 Filed as: ADVANTAGE GROUP GA, LLC | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $509 | $0 | $509 | 1.39% |
| MJ INSURANCE3 Filed as: MARIE S. HALBACH AND VARIOUS AGENTS | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $251 | $0 | $251 | 0.69% |
| RONALD KRUEGER SR3 Filed as: RONALD KRUEGER SR. | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $221 | $0 | $221 | 0.60% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA C. WRIGHT | UNKNOWN NEOPIT, WI 54150 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $102 | $0 | $102 | 0.28% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON, RYAN AND ASSOCIATES | 330 EAST KILBOURN AVENUE 2 PLAZA EAST, SUITE 650 MILWAUKEE, WI 53202 | TOKIO MARINE | $1K | $0 | $1K | 5.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 EAST JACKSON BOULEVARD SUITE 14B CHICAGO, IL 60604 | TOKIO MARINE | $908 | $0 | $908 | 4.95% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON, RYAN AND ASSOCIATES | 330 EAST KILBOURN AVENUE, SUITE 650 MILWAUKEE, WI 53202 | WYSSTA INSURANCE COMPANY INC | $373 | $0 | $373 | 5.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 2120 PEWAUKEE ROAD, SUITE 202 WAUKESHA, WI 53188 | WYSSTA INSURANCE COMPANY INC | $373 | $0 | $373 | 5.22% |
| ADVANTAGE GROUP GA LLC3 Filed as: ADVANTAGE GROUP MGA, LLC | 510 ALDERSON STREET SCHOFIELD, WI 54476 | TRANSAMERICA LIFE INSURANCE COMPANY | $462 | $0 | $462 | 8.05% |
| JOSEPH P CALARCO3 Filed as: JOSEPH R. JURGENSMIER | 238058 NORTH TROY STREET WAUSAU, WI 54403 | TRANSAMERICA LIFE INSURANCE COMPANY | $390 | $0 | $390 | 6.80% |
| MICHAEL D. HELLER3 | W10356 DEER PRINT TRAIL BLACK RIVER FALLS, WI 54615 | TRANSAMERICA LIFE INSURANCE COMPANY | $207 | $0 | $207 | 3.61% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE AND ASSOCIATES INC. | 3808 WEST SPRINGFIELD AVENUE SUITE D CHAMPAIGN, IL 61822 | TRANSAMERICA LIFE INSURANCE COMPANY | $108 | $0 | $108 | 1.88% |
| RONALD KRUEGER SR3 Filed as: RONALD KRUEGER SR. | 685 NORTH AVENUE ANTIGO, WI 54409 | TRANSAMERICA LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.31% |
| ELIZABETH MARIE LANGEVIN Filed as: ELIZABETH PROBST | N10759 HIGHWAY 151 MALONE, WI 53049 | TRANSAMERICA LIFE INSURANCE COMPANY | $9 | $0 | $9 | 0.16% |
| MARQUARDT INSURANCE GROUP INC3 Filed as: MARQUARDT INSURANCE GROUP INC. | 510 ALDERSON STREET SCHPFIELD, WI 54476 | TRANSAMERICA LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | WYSSTA INSURANCE COMPANY INC | 41 | $7K |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 289 | $84K |
| Short-term disability | STANDARD INSURANCE COMPANY | 108 | $41K |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 289 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.