| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAUSMANN-JOHNSON INSURANCE INC3 Filed as: HAUSMANN-JOHNSON INSURANCE | PO BOX 259408 MADISON, WI 537259408 | UNITY HEALTH PLANS INSURANCE CORPORATION | $24K | — | $24K | 1.12% |
| BUCHHOLZ PLANNING CORPORATION3 Filed as: BUCHHOLZ PLANNING CORP | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | HARTFORD LIFE AND ACCIDENT | $6K | $4K | $9K | 12.32% |
| BPC CLIENT SERVICES3 | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 2.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 2.51% |
| BUCHHOLZ PLANNING CORPORATION3 | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 13.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $854 | — | $854 | 1.28% |
| BUCHHOLZ PLANNING CORPORATION3 Filed as: BUCHHOLZ PLANNING CORP | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | HARTFORD LIFE AND ACCIDENT | $7K | $3K | $10K | 16.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 3.89% |
| BPC CLIENT SERVICES3 | 7818 BIG SKY DR SUITE 112 MADISON, WI 53719 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 2.74% |
| HAUSMANN-JOHNSON INSURANCE INC3 Filed as: HAUSMANN JOHNSON INSURANCE INC | PO BOX 259408 MADISON, WI 537159408 | FIDELITY SECURITY LIFE INSURANCE | $1K | — | $1K | 9.13% |
| HAUSMANN-JOHNSON INSURANCE INC3 | PO BOX 259408 MADISON, WI 537159408 | DELTA DENTAL OF WISCONSIN | $600 | — | $600 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 245 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF WISCONSIN | 174 | $0 |
| Vision | FIDELITY SECURITY LIFE INSURANCE | 120 | $13K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 245 | $62K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 245 | $75K |
| Prescription drug | UNITY HEALTH PLANS INSURANCE CORPORATION | 446 | $2.1M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 245 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 446 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.