| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EAST TOWN INSURANCE SERVICES3 | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | $17K | — | $17K | 3.11% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INSURANCE SERVICES, INC. | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | HCC LIFE INSURANCE CO. | $25K | $15K | $40K | 12.08% |
| AUXIANT3 | 2450 RIMROCK ROAD MADISON, WI 53713 | HCC LIFE INSURANCE CO. | $12K | — | $12K | 3.74% |
| EAST TOWN INSURANCE SERVICES3 | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | DELTA DENTAL OF WISCONSIN | $8K | — | $8K | 5.37% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INSURANCE SERVICES, INC. | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | GUNDERSEN LUTHERAN HEALTH PLAN, INC. | $7K | — | $7K | 7.05% |
| EAST TOWN INSURANCE SERVICES3 | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | WYSSTA INSURANCE COMPANY INC | $2K | — | $2K | 7.88% |
| EAST TOWN INSURANCE SERVICES3 | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | HUMANA INC. | $2K | — | $2K | 11.87% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INS SERV INC | 11919 W. BLUEMOUND ROAD WAUWATOSA, WI 53226 | PRINCIPAL FINANCIAL GROUP | $434 | — | $434 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | 125 | $555K |
| Dental | DELTA DENTAL OF WISCONSIN | 214 | $141K |
| Life insurance(2 contracts, 2 carriers) | HUMANA INC. | 248 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.