| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | THOMAS PRECIA 2120 PEWAUKEE RD UNIT 202 WAUKESHA, WI 53188 | DEAN HEALTH PLAN INC | $45K | — | $45K | 0.91% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE ROAD STE 202 WAUKESHA, WI 531880000 | HEALTH NEW ENGLAND, INC. | $20K | — | $20K | 2.60% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 828 JOHN NOLEN DRIVE MADISON, WI 537088950 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $5K | $5K | 2.60% |
| M3 INSURANCE SOLUTIONS INC3 | PO BOX 8950 828 JOHN NOLEN DRIVE MADISON, WI 53708 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $4K | $4K | 3.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL-WAUKESHA | 2120 PEWAUKEE ROAD STE 202 WAUKESHA, WI 531880000 | WYSSTA INSURANCE COMPANY INC | $5K | — | $5K | 7.44% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | WYSSTA INSURANCE COMPANY INC | $2K | — | $2K | 2.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 794 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | DEAN HEALTH PLAN INC | 830 | $6.0M |
| Vision | WYSSTA INSURANCE COMPANY INC | 376 | $67K |
| Life insurance | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 794 | $174K |
| Short-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 2 | $1K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 794 | $110K |
| Prescription drug(2 contracts, 2 carriers) | DEAN HEALTH PLAN INC | 830 | $5.7M |
| Other(3 contracts, 2 carriers) | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 794 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 830 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.