| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF WISCONSIN INC | 400 N EXECUTIVE DR STE 400 BROOKFIELD, WI 53005 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $71K | $71K | 4.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST | 400 N EXECUTIVE DR STE 300 BROOKFIELD, WI 53005 | DELTA DENTAL OF WISCONSIN | $6K | — | $6K | 6.23% |
| CHARLES THOMAS SAUER3 | 500 W SILVER SPRING DR STE K-290 GLENDALE, WI 53217 | NORTHWESTERN MUTUAL | $2K | $508 | $3K | 4.32% |
| WILLIAM JOHN COLLINS3 | 1036 W JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $1K | $326 | $1K | 2.56% |
| THE HOLTER AGENCY INC3 | 100 E WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $824 | $99 | $923 | 1.58% |
| BRIAN P DIX3 | 1036 W JUNEAU AVENUE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $701 | $196 | $897 | 1.54% |
| R SCOTT SCHWERTFEGER3 Filed as: R SCOTT SCHWERTLFEGER | 500 W SILVER SPRING DR STE K-290 GLENDALE, WI 53217 | NORTHWESTERN MUTUAL | $467 | $118 | $585 | 1.00% |
| CHRISTOPHER DAVID CARLSON3 | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $47 | $17 | $64 | 0.11% |
| INFINITY BENEFIT SOLUTIONS INC3 | 100 E WISCONSIN AVE MILWAUKEE, WI 53202 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 15.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST | 400 N EXECUTIVE DRIVE STE 300 BROOKFIELD, WI 53005 | WYSSTA INSURANCE COMPANY INC | $1K | — | $1K | 8.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 209 | $1.7M |
| Dental | DELTA DENTAL OF WISCONSIN | 184 | $96K |
| Vision | WYSSTA INSURANCE COMPANY INC | 137 | $15K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 262 | $24K |
| Long-term disability | NORTHWESTERN MUTUAL | 205 | $58K |
| Other | HARTFORD LIFE AND ACCIDENT | 262 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.