| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUXIANT5 | 2450 RIMROCK ROAD MADISON, WI 53713 | SUN LIFE ASSURANCE COMPANY OF CANADA | $30K | $59K | $89K | 16.76% |
| WOLLER - ANGER & COMPANY3 | 930 ELM GROVE RD ELM GROVE, WI 53122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $47K | $0 | $47K | 8.82% |
| R & R INSURANCE SERVICES INC2 Filed as: R&R INSURANCE SERVICES | N14W23900 STONERIDGE DR WAUKESHA, WI 53186 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 0.74% |
| WOLLER - ANGER & COMPANY | 930 ELM GROVE RD ELM GROVE, WI 53122 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 8.20% |
| R & R INSURANCE SERVICES INC4 Filed as: R&R INSURANCE SERVICES | N14W23900 STONERIDGE DR WAUKESHA, WI 53186 | HARTFORD LIFE AND ACCIDENT | $335 | — | $335 | 1.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 81 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 81 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 81 | $19K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 81 | $19K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 81 | $530K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 81 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.