| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DELTA DENTAL OF WISCONSIN | $15K | — | $15K | 6.31% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 735 NORTH WATER STREET SUITE 1128 MILWAUKEE, WI 53202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | — | $13K | 15.00% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 735 NORTH WATER STREET SUITE 1128 MILWAUKEE, WI 53202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 15.00% |
| RONALD KLEIMAN3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 6.85% |
| BENEFITVISION3 | 2690 COMMERCE DRIVE SUITE 200 HARRISBURG, PA 17110 | TRUSTMARK INSURANCE COMPANY | $495 | — | $495 | 1.18% |
| RONALD KLEIMAN3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 12.68% |
| BENEFITVISION3 | 2690 COMMERCE DRIVE SUITE 200 HARRISBURG, PA 17110 | TRUSTMARK INSURANCE COMPANY | $470 | — | $470 | 1.39% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP - IL | 10320 ORLAND PARKWAY SUITE 102 ORLAND PARK, IL 604675658 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 7.32% |
| RONALD KLEIMAN3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 12.29% |
| BENEFITVISION3 | 2690 COMMERCE DRIVE SUITE 200 HARRISBURG, PA 17110 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 4.50% |
| RONALD KLEIMAN3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $559 | — | $559 | 6.52% |
| BENEFITVISION3 | 2690 COMMERCE DRIVE SUITE 200 HARRISBURG, PA 17110 | TRUSTMARK INSURANCE COMPANY | $130 | — | $130 | 1.52% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 735 NORTH WATER STREET SUITE 1128 MILWAUKEE, WI 53202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $302 | — | $302 | 14.98% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP - IL | 10320 ORLAND PARKWAY SUITE 102 ORLAND PARK, IL 604675658 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $89 | — | $89 | 10.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 908 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 910 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF WISCONSIN | 327 | $233K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 546 | $30K |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 908 | $100K |
| Short-term disability | TRUSTMARK INSURANCE COMPANY | 40 | $9K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 191 | $88K |
| Other(4 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 908 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 908 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.