| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INGENIUMPRIME INC3 | PO BOX 259408 MADISON, WI 53725 | STANDARD INSURANCE COMPANY | $26K | — | $26K | 5.78% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | PO BOX 860470 MINNEAPOLIS, MN 554860470 | STANDARD INSURANCE COMPANY | — | $6K | $6K | 1.38% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | PO BOX 860470 MINNEAPOLIS, MN 554860470 | STANDARD INSURANCE COMPANY | $0 | $5K | $5K | 1.38% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: THE BENEFIT SERVICES GROUP | PO BOX 6762 CAROL STREAM, IL 601976762 | VISION SERVICE PLAN | $3K | — | $3K | 1.76% |
| 613HAUSMANN GROUP, INC.3 Filed as: 613HAUSMANN GROUP, INC | PO BOX 6762 CAROL STREAM, IL 60197 | VISION SERVICE PLAN | $2K | — | $2K | 1.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 165 BROADWAY SUITE 3201 NEW YORK, NY 10006 | FEDERAL INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,084 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,094 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,385 | $174K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,048 | $454K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,048 | $346K |
| Other | FEDERAL INSURANCE COMPANY | 2,084 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,084 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.