| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAUSMANN GROUP INC3 | 740 REGENT ST. #400 PO BOX 259408 MADISON, WI 537259408 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $49K | — | $49K | 3.95% |
| HAUSMANN GROUP INC3 Filed as: HAUSMANN GROUP | PO BOX 259408 MADISON, WI 537159408 | DELTA DENTAL OF WISCONSIN | $5K | — | $5K | 6.45% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 13.79% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $391 | — | $391 | 1.22% |
| NATIONAL BENEFITS CENTER LLC3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $82 | $82 | 0.26% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 12.56% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $525 | — | $525 | 2.44% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 13.80% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $201 | — | $201 | 1.21% |
| NATIONAL BENEFITS CENTER LLC3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $38 | $38 | 0.23% |
| HAUSMANN GROUP INC3 Filed as: HAUSMANN GROUP | PO BOX 259408 MADISON, WI 53715 | WYSSTA INSURANCE COMPANY INC | $897 | — | $897 | 7.38% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $906 | — | $906 | 10.57% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $146 | — | $146 | 1.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | 169 | $1.2M |
| Dental | DELTA DENTAL OF WISCONSIN | 135 | $71K |
| Vision | WYSSTA INSURANCE COMPANY INC | 106 | $12K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 183 | $25K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 84 | $32K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 180 | $22K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 183 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.