| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUXIANT3 | 2450 RIMROCK RD MADISON, WI 53713 | GERBER LIFE INSURANCE COMPANY | $11K | $72K | $83K | 40.78% |
| DANIEL R BUEHRLE3 | 10200 W INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.08% |
| THOMAS RICHARD BROPHY3 | 1103 RIVER RESERVE DR HARTLAND, WI 53029 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.23% |
| STEVEN RICHARD PHILLIPS3 | 10200 W INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $810 | — | $810 | 1.34% |
| AMBER LYN GRUNDMAN3 | 10200 W INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $810 | — | $810 | 1.34% |
| PHILIP NYBROTEN3 | 10200 W INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $810 | — | $810 | 1.34% |
| PHILIP NYBROTEN3 | 10200 INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $553 | — | $553 | 3.50% |
| AMBER LYN GRUNDMAN3 | 10200 INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $553 | — | $553 | 3.50% |
| STEVEN RICHARD PHILLIPS3 | 10200 INNOVATION DR STE 800 MILWAUKEE, WI 53326 | PRINCIPAL LIFE INSURANCE COMPANY | $553 | — | $553 | 3.50% |
| DANIEL R BUEHRLE3 | 10200 INNOVATION DR STE 800 MILWAUKEE, WI 53226 | PRINCIPAL LIFE INSURANCE COMPANY | $553 | — | $553 | 3.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 243 | $76K |
| Long-term disability(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 243 | $76K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 117 | $203K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.