| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED BENEFITS & RISK CON3 Filed as: ASSOCIATED BENEFITS & RISK CONS | N16 W23230 STONERIDGE DR#5 WAUKESHA, WI 53188 | GERBER LIFE | — | $26K | $26K | 2.11% |
| ASSOCIATED BENEFITS & RISK CON3 | 711 EISENHOWER DR KIMBERLY, WI 54136 | DELTA DENTAL OF WISCONSIN | $39K | — | $39K | 11.12% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP | 711 EISENHOWER DR. KIMBERLY, WA 54136 | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN, INC. | $3K | — | $3K | 10.00% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 14.99% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE SERVICES | 1607 N. AURORA RD. #201 NAPERVILLE, IL 60563 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP, LLC | 711 EISENHOWER DR. KIMBERLY, WI 54136 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $4K | $14K | — |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DR. KIMBERLY, WI 54136 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $3K | $19K | — |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DR. KIMBERLY, WI 54136 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $684 | $9K | — |
| AUXIANT5 | 1233 N. MAYFAIR RD. SUITE 207 WAUWATOSA, WI 53226 | GENERAL BEVERAGE GROUP | $8K | $1K | $10K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 727 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 727 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GERBER LIFE | 493 | $1.3M |
| Dental | DELTA DENTAL OF WISCONSIN | 388 | $348K |
| Vision | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN, INC. | 207 | $34K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 727 | $0 |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 727 | $0 |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 727 | $0 |
| Prescription drug | GENERAL BEVERAGE GROUP | 493 | $0 |
| Stop-loss / reinsurancereinsurance | GERBER LIFE | 493 | $1.3M |
| Other(4 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 727 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 727 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.