| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | QBE INSURANCE CORPORATION | $39K | — | $39K | 9.99% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $5K | 13.09% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.69% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 15.46% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOL, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $903 | $903 | 2.68% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | NATIONAL VISION ADMINISTRATORS LLC | $3K | — | $3K | 10.00% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $969 | $5K | 18.86% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $646 | $646 | 2.57% |
| ASSOCIATED BENEFITS & RISK CONSULTI3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | UNION SECURITY INSURANCE COMPANY | $809 | — | $809 | 9.24% |
| ASSOCIATED BENEFITS & RISK CONSULTI3 | 711 EISENHOWER DRIVE KIMBERLY, WI 541362142 | UNION SECURITY INSURANCE COMPANY | $504 | — | $504 | 5.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 363 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 363 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL VISION ADMINISTRATORS LLC | 187 | $28K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 363 | $65K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 363 | $34K |
| Stop-loss / reinsurancereinsurance | QBE INSURANCE CORPORATION | 297 | $395K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 363 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 363 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.