See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LUCENT HEALTH SOLUTIONS LLC EIN 39-1997579 CLAIMS ADMIN | Other services; Direct payment from the plan; Float revenue; Participant communication; Named fiduciary; Non-monetary compensation; Claims processing; Contract Administrator Service code 12 | — | $134K |
| THE PLEXUS GROUP BROKER | Contract Administrator; Claims processing; Non-monetary compensation; Direct payment from the plan; Participant communication; Named fiduciary; Float revenue; Other services Service code 12 | 21805 W FIELD PKWY STE 300 DEER PARK, IL 60010 | $70K |
| NARUS HEALTH INC EIN 47-1929604 NARUS FEE | Claims processing; Contract Administrator; Named fiduciary; Float revenue; Participant communication; Other services; Direct payment from the plan; Non-monetary compensation Service code 12 | — | $54K |
| MULTIPLAN INC EIN 13-3068979 PPO ACCESS | Participant communication; Named fiduciary; Non-monetary compensation; Claims processing; Direct payment from the plan; Other services; Contract Administrator; Float revenue Service code 12 | — | $44K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 82-4991898 PPO ACCESS | Float revenue; Non-monetary compensation; Other services; Claims processing; Participant communication; Direct payment from the plan; Contract Administrator; Named fiduciary Service code 12 | — | $17K |
| HEALTHSMART PREFERRED EIN 75-2727437 PPO ACCESS | Direct payment from the plan; Contract Administrator; Participant communication; Float revenue; Other services; Non-monetary compensation; Claims processing; Named fiduciary Service code 12 | — | $900 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 303 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 303 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPANION LIFE INS CO | 303 | $494K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INS CO | 303 | $494K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.