| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES, INC. | 1581 E RACINE AVE WAUKESHA, WI 53186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 3.72% |
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES, INC. | PO BOX 1610 WAUKESHA, WI 53187 | DELTA DENTAL OF WISCONSIN | $5K | — | $5K | 5.61% |
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES, INC. | 1581 E RACINE AVE WAUKESHA, WI 53186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 6.02% |
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES, INC. | PO BOX 1610 WAUKESHA, WI 53187 | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC. | $1K | — | $1K | 9.89% |
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES, INC. | 1581 E RACINE AVE WAUKESHA, WI 53186 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.09% |
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES, INC. | PO BOX 1610 WAUKESHA, WI 53187 | DELTA DENTAL OF WISCONSIN | $56 | — | $56 | 6.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $137K |
| R&R INSURANCE SERVICES INC EIN 39-1230987 BROKER | Other commissions Service code 55 | 1581 E RACINE AVE WAUKESHA, WI 53186 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF WISCONSIN | 175 | $95K |
| Vision | SUPERIOR VISION INSURANCE PLAN OF WISCONSIN INC. | 158 | $15K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 281 | $94K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 282 | $64K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 43 | $15K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 206 | $327K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 281 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 282 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.