| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES,LLC | COMMISSION REVENUE 39340 TREASURY CENTER CHICAGO, IL 606949300 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | $21K | — | $21K | 10.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 220 WEST MAIN STREET SUITE 1800 LOUISVILLE, KY 40202 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | — | $677 | $677 | 0.32% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES INC | P.O. BOX 95135 CHICAGO, IL 606945135 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | — | $353 | $353 | 0.17% |
| AON CONSULTING INC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | — | $48 | $48 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,315 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,546 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,861 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | DEAN HEALTH PLAN INC | 1,468 | $5.9M |
| Vision | VISION SERVICE PLAN | 9,264 | $726K |
| Life insurance | AMERICAN FAMILY LIFE INSURANCE COMPANY | 10,568 | $4.5M |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,191 | $3.0M |
| Prescription drug(3 contracts, 3 carriers) | UNITY HEALTH PLANS INSURANCE CORPORATION | 4,488 | $22.4M |
| Other | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO | 1,068 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,568 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.