| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | UNITEDHEALTHCARE INSURANCE COMPANY | -$3K | $49K | $47K | 2.73% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL-GREEN BAY | 111 N WASHINGTON ST STE 300 GREEN BAY, WI 54301 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | -$297 | -$297 | -0.02% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 7.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 2725 S MOORLAND RD PO BOX 510925 NEW BERLIN, WI 53151 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 10.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 250 PEHLE AVE STE 400 SADDLE BROOK, NJ 07663 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $933 | $0 | $933 | 24.99% |
| ZACHARY LEE BRINKMAN3 | 625 CROOKS ST GREEN BAY, WI 54301 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $496 | $0 | $496 | 13.29% |
| MARQUARDT INSURANCE GROUP INC3 | 5712 HIDDEN RIVER CIR WESTON, WI 54476 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $467 | $0 | $467 | 12.51% |
| ADVANTAGE GROUP GA LLC3 | 510 ALDERSON ST SCHOFIELD, WI 54476 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $374 | $0 | $374 | 10.02% |
| ADVANTAGE GROUP GA LLC3 Filed as: ADVANTAGE GROUP MGA LLC | 510 ALDERSON ST SCHOFIELD, WI 54476 | ILLINOIS MUTUAL LIFE INSURANCE COMPANY | $187 | $0 | $187 | 5.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 250 PEHLE AVE STE 400 SADDLE BROOK, NJ 07663 | ASSURITY LIFE INSURANCE COMPANY | $634 | $0 | $634 | 31.51% |
| MARQUARDT INSURANCE GROUP INC3 | 5712 HIDDEN RIVER CIR WESTON, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $159 | $0 | $159 | 7.90% |
| ADVANTAGE GROUP GA LLC3 Filed as: ADVANTAGE GROUP MGA LLC | 510 ALDERSON ST SCHOFIELD, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $121 | $0 | $121 | 6.01% |
| ADVANTAGE GROUP GA LLC3 | 510 ALDERSON ST SCHOFIELD, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $111 | $0 | $111 | 5.52% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN FL 15 DALLAS, TX 75231 | ASSURITY LIFE INSURANCE COMPANY | $101 | $0 | $101 | 5.02% |
| ZACHARY LEE BRINKMAN3 | 625 CROOKS ST GREEN BAY, WI 54301 | ASSURITY LIFE INSURANCE COMPANY | $97 | $0 | $97 | 4.82% |
| ADAM J ZAHN3 | 725 E GRANT STREET APPLETON, WI 54911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | $0 | $61 | 3.85% |
| CAMERON SUTTON ROBERTS3 | N9404 ROSELLA DR APPLETON, WI 54915 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $0 | $16 | 1.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | C/O NORTHERN TRUST BANK CHICAGO, IL 60675 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.95% |
| GARSON FINANCIAL SERVICES S C3 | 904 E PEARSON STREET MILWAUKEE, WI 53202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.19% |
| STERLING WEALTH MANAGEMENT LLC3 | W175 N11163 STONEWOOD DR GERMANTOWN, WI 53022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 241 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 345 | $1.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 345 | $1.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 345 | $1.7M |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 233 | $18K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 235 | $125K |
| Long-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 235 | $125K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 345 | $1.7M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 233 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.