| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MACQUEEN & ASSOCIATES LLC3 Filed as: MACQUEEN AND ASSOCIATES, LLC | 2191 TWELVE MILE ROAD BERKLEY, MI 48072 | THE UNION LABOR LIFE INSURANCE COMPANY | $41K | — | $41K | 7.50% |
| MACQUEEN & ASSOCIATES LLC3 Filed as: MACQUEEN AND ASSOCIATES, LLC | 2191 TWELVE MILE ROAD BERKLEY, MI 48072 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | — | $26K | 10.28% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA DENTAL PLAN OF MICHIGAN EIN 38-1791480 BENEFIT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | PO BOX 30416 LANSING, MI 489097916 | $863K |
| BENESYS INC EIN 38-3507129 PLAN ADMINISTRATOR | Direct payment from the plan; Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing Service code 12 | 700 TOWER DRIVE SUITE 300 TROY, MI 48098 | $450K |
| HEALTH ALLIANCE PLAN OF MICHIGAN EIN 38-2242827 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 2850 W. GRAND BLVD DETROIT, MI 48202 | $232K |
| ZELIS EIN 86-1040704 NONE | Direct payment from the plan; Claims processing Service code 12 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $159K |
| AMERICARE MEDICAL INC. EIN 38-2364792 NONE | Other services; Direct payment from the plan Service code 49 | 1938 WOODSLEE DRIVE TROY, MI 48083 | $57K |
| SULLIVAN WARD ASHER AND PATTON PC EIN 38-1956491 NONE | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SOUTHFIELD, MI 48075 | $50K |
| HEALTH DESIGN ENTERPRISES LLC EIN 38-3607439 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 1550 E BELT LINE SE GRAND RAPIDS, MI 49506 | $41K |
| WORK LIFE STRATEGIES EIN 80-0178558 NONE | Direct payment from the plan; Consulting (pension) Service code 17 | PO BOX 670444 DALLAS, TX 75367 | $39K |
| GOLDEN DENTAL PLANS INC EIN 38-2724203 NONE | Insurance services; Direct payment from the plan Service code 23 | 29377 HOOVER ROAD WARREN, MI 48093 | $25K |
| AON CONSULTING EIN 22-2232264 NONE | Actuarial; Direct payment from the plan Service code 11 | 3000 TOWN CENTER, STE 2900 SOUTHFIELD, MI 480751000 | $24K |
| AMERICAN GRAPHICS EIN 38-2090931 PRINTING | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROSEBECK HIGHWAY CLINTON TOWNSHIP, MI 48035 | $21K |
| MACQUEEN INSURANCE GROUP EIN 20-0495393 NONE | Insurance services; Direct payment from the plan Service code 23 | 2191 TWELVE MILE ROAD BERKLEY, MI 48072 | $20K |
| MEDTIPSTER EIN 26-2894721 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 24370 NORTHWESTERN HIGHWAY STE 250 SOUTHFIELD, MI 480751000 | $19K |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 INVESTMENT ADVISOR | Direct payment from the plan; Investment management Service code 28 | 777 E WISCONSIN AVE, STE 2350 MILWAUKEE, WI 53202 | $19K |
| DAVIS VISION INC EIN 11-3051991 NONE | Insurance services; Direct payment from the plan Service code 23 | 711 TROY-SCHENECTADY RD LATHAM, NY 12110 | $12K |
| WALTER, BOESKY & ASSOCIATES P.C. EIN 38-3629743 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 17320 W. 12 MILE ROAD STE 200 SOUTHFIELD, MI 480762105 | $12K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Insurance services; Direct payment from the plan Service code 23 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,419 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,423 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 3,502 | $862K |
| Vision | VISION SERVICE PLAN | 1,347 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,532 | $256K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,423 | $545K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,503 | $487K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,503 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.