| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT A SUDLER3 Filed as: ROBERT SUDLER | 5850 CORAL RIDGE DR., STE 103-C CORAL SPRINGS, FL 33076 | THE UNION LABOR LIFE INSURANCE CO | — | — | $0 | — |
| ROBERT A SUDLER3 | 5034 NW 112TH WAY CORAL SPRINGS, FL 33076 | HEALTH ALLIANCE PLAN | — | — | $0 | — |
| ROBERT A SUDLER3 | 5034 NW 112TH WAY CORAL SPRINGS, FL 33076 | AETNA LIFE INSURANCE CO. | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUGARMAN & SUSSKIND EIN 59-2539792 LAW FIRM | Legal Service code 29 | 100 MIRACLE MILE, SUITE 300 CORAL GABLES, FL 33134 | $148K |
| THE SEGAL COMPANY EIN 13-1975123 ACTUARIAL FIRM | Actuarial Service code 11 | 101 NORTH WACKER DRIVE, SUITE 500 CHICAGO, IL 606061724 | $77K |
| SUDLER INSURANCE SERVICES EIN 65-0588651 INSURANCE SERVICES | Insurance services Service code 23 | 5850 CORAL RIDGE DR., SUITE 103-C CORAL SPRINGS, FL 33076 | $59K |
| COHEN & COMPANY, LTD EIN 34-1912961 CPA FIRM | Accounting (including auditing) Service code 10 | 21420 GREATER MACK ST CLAIR SHORES, MI 48080 | $34K |
| CALDWELL ADVISORS LLC EIN 11-3814029 INVESTMENT MGR | Investment management Service code 28 | 5210 MARYLAND WAY, SUITE 202 BRENTWOOD, TN 37027 | $25K |
| CHICAGO EQUITY PARTNERS EIN 36-4338679 CUSTODIAN | Custodial (securities); Other investment fees and expenses Service code 19 | 6069 PAYSPHERE CIRCLE CHICAGO, IL 60674 | $20K |
| ATLANTA CAPITAL EIN 58-2236910 INVESTMENT MGR | Investment management Service code 28 | 1075 PEACHTREE ST NE SUITE 2100 ATLANTA, GA 30309 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 571 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 0 | $0 |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 0 | $0 |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 0 | $0 |
| Life insurance | THE UNION LABOR LIFE INSURANCE CO | 0 | $0 |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 0 | $0 |
| Other(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE CO | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.