| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES R ALTON3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | BLUE CARE NETWORK OF MICHIGAN | $145K | — | $145K | 1.42% |
| ACRISURE LLC3 | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | BLUE CARE NETWORK OF MICHIGAN | — | $6K | $6K | 0.06% |
| ACRISURE LLC3 | JAMES ALTON 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | DELTA DENTAL OF MICHIGAN | $24K | $1K | $25K | 3.45% |
| ACRISURE LLC3 | JAMES ALTON 500 N WATER ST STE 900 CORPUS CHRISTI, TX 78401 | DELTA DENTAL OF MICHIGAN | $18K | — | $18K | 2.57% |
| ACRISURE LLC3 | 700 KENMOOR AVE SE SUITE 300 GRAND RAPIDS, MI 49546 | VISION SERVICE PLAN | $6K | — | $6K | 4.99% |
| ACRISURE LLC3 | DBA THE CAMPBELL GROUP 4808 BROADMOOR AVE SE KENTWOOD, MI 49512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | — | $16K | 15.00% |
| ACRISURE LLC3 | DBA THE CAMPBELL GROUP 4808 BROADMOOR AVE SE KENTWOOD, MI 49512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 6.00% |
| ACRISURE LLC3 | DBA THE CAMPBELL GROUP 4808 BROADMOOR AVE SE KENTWOOD, MI 49512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | — | $15K | 15.00% |
| ACRISURE LLC3 | DBA THE CAMPBELL GROUP 4808 BROADMOOR AVE SE KENTWOOD, MI 49512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | — | $15K | 15.00% |
| ACRISURE LLC3 | DBA THE CAMPBELL GROUP 4808 BROADMOOR AVE SE KENTWOOD, MI 49512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 4.31% |
| ACRISURE LLC3 | DBA THE CAMPBELL GROUP 4808 BROADMOOR AVE SE KENTWOOD, MI 49512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CARE NETWORK OF MICHIGAN | 1,612 | $10.3M |
| Dental | DELTA DENTAL OF MICHIGAN | 2,000 | $717K |
| Vision | VISION SERVICE PLAN | 999 | $120K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,950 | $102K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 645 | $25K |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 1,612 | $10.3M |
| Other(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,461 | $440K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,461 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.