No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOYD WATERSON ASSET MANAGMENT, LLC NONE | Direct payment from the plan; Investment management Service code 28 | 121 W LONG LAKE RD 100 BLOOMFIELD HILLS, MI 48304 | $82K |
| NEPC, LLC NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 255 STATE STREET BOSTON, MA 02109 | $67K |
| CHERYL THOMAS EIN 38-6080379 EMPLOYEE - WAGES PAID | Employee (plan); Direct payment from the plan Service code 30 | P O BOX 71337 MADISON HEIGHTS, MI 48071 | $65K |
| MCCLAIN SMITH & WENZ PC EIN 38-3382520 AUDITOR OF PLAN SPONSOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | 6915 ROCHESTER RD STE 100 TROY, MI 48085 | $30K |
| E CRAIG YOUNG EIN 38-6080379 EMPLOYEE - WAGES PAID | Direct payment from the plan; Employee (plan) Service code 30 | P O BOX 71337 MADISON HEIGHTS, MI 48071 | $25K |
| BENESYS INC EIN 38-2383171 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 700 TOWER DR TROY, MI 48098 | $23K |
| COMERICA BANK EIN 42-1741646 NONE | Direct payment from the plan; Custodial (securities); Float revenue; Other services; Shareholder servicing fees Service code 19 | 411 W LAFAYETTE DETROIT, MI 48226 | $14K |
| J P MORGAN CHASE BANK EIN 13-4994650 NONE | Account maintenance fees; Direct payment from the plan Service code 50 | 270 PARK AVENUE NEW YORK, NY 10017 | $8K |
| WATKINS PAWLICK CALATI & PRIFTI, PC NONE | Legal; Direct payment from the plan Service code 29 | 1423 E TWELVE MILE RD MADISON HEIGHTS, MI 48071 | $8K |
| MADDIN HAUSER ROTH & HELLER PC NONE | Legal; Direct payment from the plan Service code 29 | 24800 NORTHWESTERN HWY SOUTHFIELD, MI 48034 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,919 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,919 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.