See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Insurance services; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator; Other fees; Consulting (general); Claims processing Service code 12 | — | $227K |
| BENESYS INC EIN 38-6058023 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Accounting (including auditing); Direct payment from the plan; Copying and duplicating; Other services; Participant communication; Claims processing Service code 10 | — | $76K |
| NOVARA, TESIJA PLLC EIN 38-3507129 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $54K |
| COMERICA BANK NONE KNOWN | Direct payment from the plan; Custodial (securities); Other fees Service code 19 | P.O.BOX 75000 DETROIT, MI 482758242 | $10K |
| WRUBEL WESLEY & COMPANY C.P.A.'S EIN 38-2574238 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $9K |
| MEKETA INVESTMENT GROUP INC. EIN 04-2659023 NONE KNOWN | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $8K |
| SEGAL CONSULTING NONE KNOWN | Actuarial; Direct payment from the plan Service code 11 | 1300 E. NINTH STREET #1900 CLEVELAND, OH 44114 | $6K |
| AMERICAN GRAPHICS NONE KNOWN | Direct payment from the plan; Copying and duplicating Service code 36 | 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 145 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 316 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 155 | $349K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 751 | $35K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 269 | $42K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 155 | $349K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 225 | $497K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 269 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 751 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.