| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | BLUE CROSS BLUE SHIELD OF TEXAS | $95K | $0 | $95K | 2.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $26K | $26K | 0.57% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS, LLC | 500 NORTH CENTRAL EXPRESSWAY SUITE 550E PLANO, TX 75074 | BLUE CROSS BLUE SHIELD OF TEXAS | $16K | $7 | $16K | 0.35% |
| VALIANT ENTERPRISES3 | 12001 NORTH CENTRAL EXPRESSWAY SUITE 1250 DALLAS, TX 75243 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $6 | $6 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3600 NORTH CAPITAL OF TEXAS HIGHWAY SUITE 200B AUSTIN, TX 78746 | UNITEDHEALTHCARE INSURANCE COMPANY | $29K | $0 | $29K | 9.57% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS, LLC | 500 NORTH CENTRAL EXPRESSWAY SUITE 550E PLANO, TX 75074 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 1.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | -$14 | $0 | -$14 | -0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3600 NORTH CAPITAL OF TEXAS HIGHWAY SUITE 200B AUSTIN, TX 78746 | AMERICAN UNITED LIFE INSURANCE COMPANY | $36K | $0 | $36K | 16.57% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | AMERICAN UNITED LIFE INSURANCE COMPANY | $0 | $10K | $10K | 4.33% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS, LLC | 500 NORTH CENTRAL EXPRESSWAY SUITE 550E PLANO, TX 75074 | AMERICAN UNITED LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 703 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 703 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 641 | $4.5M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,231 | $303K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,231 | $303K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 703 | $220K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 703 | $220K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 703 | $220K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF TEXAS | 641 | $4.5M |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,231 | $523K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.