| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 6.18% |
| IMA, INC.3 Filed as: IMA INC. | 6299 LBJ FWY STE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 7.92% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 3.32% |
| IMA, INC.3 | 8200 E. 32ND STREET NORTH WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 13.98% |
| NICOLE E ROONEY3 | PO BOX 694 GODDARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 9.12% |
| RYAN ROONEY3 Filed as: RYAN P ROONEY | PO BOX 694 GODDARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 7.31% |
| JULIAN DUARTE3 | 412 N. MYRTLE ST. EUREKA, KS 67045 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.38% |
| CALEB GILMOUR3 | 515 S. MAIN SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $919 | — | $919 | 3.15% |
| ENVIRON CONSULTING GROUP LLC3 Filed as: ENVIRON CONSULTING GROUP - 000 | 515 S MAIN ST STE 105 WITCHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $153 | — | $153 | 0.52% |
| SAIDA K SOSA3 | 4511 SOUTH FLORA COURT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.18% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 11.87% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $951 | $951 | 3.27% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.45% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $584 | $584 | 3.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 100 | $63K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 76 | $14K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $32K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $16K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $29K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.