| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP / JAMES KENYON | 85 CAMPAU NW SUITE 100 GRAND RAPIDS, MI 49503 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $46K | $5K | $51K | 1.26% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP / JAMES KENYON | 8 CADILLAC DR STE 230 BRENTWOOD, TN 37027 | DELTA DENTAL OF MICHIGAN | $10K | $814 | $11K | 3.21% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVE TOLEDO, OH 436045684 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $4K | $26K | 16.02% |
| HYLANT GROUP INC Filed as: HYLANT GROUP - GRAND RAPIDS, MI | 85 CAMPAU AVE NW SUITE 100 GRAND RAPIDS, MI 49503 | EYEMED | $5K | — | $5K | 9.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 425 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 426 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 847 | $4.1M |
| Dental | DELTA DENTAL OF MICHIGAN | 1,076 | $348K |
| Vision | EYEMED | 581 | $53K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 531 | $161K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 531 | $161K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 847 | $4.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 531 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,076 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.