| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STACEY DUNBAR3 | 1670 INDIAN WOOD CIRCLE MAUMEE, OH 43537 | PRIORITY HEALTH INSURANCE COMPANY | $71K | — | $71K | 4.00% |
| STACEY DUNBAR3 | 1670 INDIAN WOOD CIRCLE MAUMEE, OH 43537 | PRIORITY HEALTH | $18K | — | $18K | 4.44% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | L-4238 COLUMBUS, OH 43260 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | $7K | $52K | 13.80% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $5K | $24K | 6.41% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $19K | $19K | 5.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | L-4238 COLUMBUS, OH 43260 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $528 | $6K | 21.74% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $388 | $2K | 6.39% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 4.94% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | L-4238 COLUMBUS, OH 43260 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $463 | $5K | 21.52% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $345 | $1K | 6.39% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 4.87% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | L-4238 COLUMBUS, OH 43260 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $343 | $5K | 24.71% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $914 | $275 | $1K | 6.39% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $914 | $914 | 4.91% |
| HUNTINGTON INSURANCE INC3 | 221 SOUTH CHURCH ST BOWLING GREEN, OH 43402 | TRANSAMERICA LIFE INSURANCE COMPANY | $14K | — | $14K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 398 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 398 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 238 | $2.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 398 | $373K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 398 | $373K |
| Life insurance | TRANSAMERICA LIFE INSURANCE COMPANY | 398 | $14K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 398 | $373K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 398 | $373K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 398 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.